- LICENSING
- Company NMLS #2251272
- Personal NMLS #1905813
Reviews
Customers Testimonial
What Our Clients Say
Customer
Joe is always great to work with! When it came time to make some major home upgrades, I wondered if using my equity might be a good choice. Joe is always who I call! He worked through and explained several options that were available and we decided to go with a refinance. He walked me through it every step of the way. And it was so quick and easy! I highly recommend Joe and Community First!!
Customer
Joe was amazing! He wore many hats and jumped through several hoops to get me closed. He's a great communicator and follows through with what he says!
Customer
If you need a mortgage, this is your guy. He delivered way beyond our expectations. Smooth sailing, nimble, agile, and knows his business. If you have a chance don’t miss working with the man…Joe H.!
What does a mortgage broker do?
01.
EVALUATE NEEDS
We meet with borrowers to discuss their needs, assess their financial situation, and educate them on the mortgage loan process.
02.
RESEARCH OPTIONS
We review loan offerings from different lenders to find the best option for borrowers to buy or refinance their homes.
03.
REPRESENT BORROWERS
We represent borrowers and negotiate with mortgage lenders to get the most competitive interest rates and pricing.
04.
ASSIST WITH APPLICATIONS
We assist borrowers with the loan application, including obtaining credit reports, verifying financials, and coordinating all of the paperwork.
05.
HELP TO CLOSE LOANS
We work with underwriters and closing agents to close loans on time.
Your Next Financial Goal
Community First Home Loans: Your Path to Homeownership Begins with Us.
Contact Us Today!
Get In Touch
We’re here to assist you. Whether you have questions, need information, or want to explore your options, we look forward to hearing from you. Your journey to homeownership starts with a simple “get in touch.”
Our dedicated team is ready to help you on your journey to homeownership. Feel free to reach out with any questions or to schedule a consultation. We look forward to hearing from you!
Terry AllenCustomer