- LICENSING
- Company NMLS #2251272
- Personal NMLS #1905813
As your dedicated partner, we offer expertise, transparency, and competitive rates that you won’t find with large, impersonal institutions.
Are you considering taking the exciting step towards homeownership for the first time? At Community First Home Loans, we understand that purchasing your first home can feel like embarking on a thrilling yet daunting journey. That’s why we’re here to be your trusted guide through every step of the process.
Led by Joe Holtcamp, your local mortgage consultant, we specialize in providing personalized service tailored to first-time homebuyers like you. With years of experience in the mortgage industry, we recognize that securing a mortgage is one of the most significant financial decisions you’ll ever make. That’s why we’re committed to ensuring that you make the right choice and find the ideal mortgage solution for your unique needs.
We meet with borrowers to discuss their needs, assess their financial situation, and educate them on the mortgage loan process.
We review loan offerings from different lenders to find the best option for borrowers to buy or refinance their homes.
We represent borrowers and negotiate with mortgage lenders to get the most competitive interest rates and pricing.
We assist borrowers with the loan application, including obtaining credit reports, verifying financials, and coordinating all of the paperwork.