First-Time Home Buyers

As your dedicated partner, we offer expertise, transparency, and competitive rates that you won’t find with large, impersonal institutions.

Your Pathway to Homeownership Starts Here

Are you considering taking the exciting step towards homeownership for the first time? At Community First Home Loans, we understand that purchasing your first home can feel like embarking on a thrilling yet daunting journey. That’s why we’re here to be your trusted guide through every step of the process.

Led by Joe Holtcamp, your local mortgage consultant, we specialize in providing personalized service tailored to first-time homebuyers like you. With years of experience in the mortgage industry, we recognize that securing a mortgage is one of the most significant financial decisions you’ll ever make. That’s why we’re committed to ensuring that you make the right choice and find the ideal mortgage solution for your unique needs.

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Your Next Financial Goal

Community First Home Loans: Your Path to Homeownership Begins with Us.

what does a mortgage brokers do?

01.

EVALUATE NEEDS

We meet with borrowers to discuss their needs, assess their financial situation, and educate them on the mortgage loan process.

02.

RESEARCH OPTIONS

We review loan offerings from different lenders to find the best option for borrowers to buy or refinance their homes.

03.

REPRESENT BORROWERS

We represent borrowers and negotiate with mortgage lenders to get the most competitive interest rates and pricing.

04.

ASSIST WITH APPLICATIONS

We assist borrowers with the loan application, including obtaining credit reports, verifying financials, and coordinating all of the paperwork.

05.

HELP TO CLOSE LOANS

We work with underwriters and closing agents to close loans on time.

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