Following the Golden Rule with Clients

Affordable Mortgage Options in Washington State
Are you looking for low-cost options for home mortgage needs? I can help you. I am Joe Holtcamp, a seasoned mortgage broker with over 15 years of experience. I founded Community First Home Loans to offer a vast array of choices for home purchases and refinances so that borrowers can benefit from loans at a lower interest rate.


My Areas of Expertise
I stay up to date on all information, reaching out whenever I can to build customer relationships, whether you need assistance with home finances, home purchases, home equity lines, mortgage planning, VA financing, FHA, USDA loans, jumbo loans, mixed-use loans or ITIN loans, I've got you covered.
Designs the Perfect Plan
I am reputed for finding the right financial plan. I work with my clients to understand their needs. With the help of my lenders, I create the appropriate loan plan, including down payments, rates, and more. My affordable, low-cost rates allow me to minimize costs for finding the right plan while maximizing the available plans for your financing needs.
