- LICENSING
- Company NMLS #2251272
- Personal NMLS #1905813
Led by Joe Holtcamp, Community First Home Loan’s Owner and designated broker, licensed mortgage professionals offer personalized service and invaluable expertise that you won’t find with large, impersonal institutions. We understand that securing a mortgage is one of the most significant financial decisions you’ll make, and we’re committed to ensuring that you make the right choice every step of the way.
When you choose to work with the Community First Home Loans team, you gain access to a wide range of mortgage products and lenders, ensuring that you receive competitive rates and terms that suit your budget and financial goals. Whether you’re a first-time homebuyer searching for your dream home or a seasoned homeowner looking to refinance, we have the knowledge and resources to assist you.
We meet with borrowers to discuss their needs, assess their financial situation, and educate them on the mortgage loan process.
We review loan offerings from different lenders to find the best option for borrowers to buy or refinance their homes.
We represent borrowers and negotiate with mortgage lenders to get the most competitive interest rates and pricing.
We assist borrowers with the loan application, including obtaining credit reports, verifying financials, and coordinating all of the paperwork.